Disney Vacation Club is not inexpensive. Few, if any, products of such caliber are. Between the initial cost, annual dues, and travel expenses, DVC members will easily end up spending tens of thousands of dollars over the course of ownership. More than anything though, it is the initial purchase price that seems to concern prospective members. It's a valid concern, especially considering the rapidly depreciating value of many non-Disney vacation ownership properties. However, after extensive research, we were surprised to discover that not only do DVC points generally retain their value, points at some resorts have actually appreciated over time!