Fidelity Resales Blog

DVC Cost Per Point and the Long-Term Value of Disney Vacation Club Ownership

Posted by Mia Reid on Jul 17, 2020 9:00:00 AM

2020 has brought many challenges to the world. One of our number one questions is if Disney Vacation Club points are still selling on the resale market, and if it's even worth it to buy right now. As Disney Vacation Club's Recommended Resale Broker since 2005, we are happy to say that YES–DVC points are still selling right now, and the price per point is still on the rise.

DVC Resale Historic Price Per Point

Disney Vacation Club isn't cheap, especially seeing the rise of the average DVC cost per point. Between the initial cost and annual dues, DVC members easily spend thousands on their ownership. More than anything though, the initial purchase price can deter buyers. It's a valid concern, especially considering the rapidly depreciating value of some of the best vacation clubs. However, not only do DVC points generally retain their value, but some resorts have also appreciated overtime on the resale market.

dvc-price-per-point-average

Take a look at our previous findings of DVC cost per point in 2015.

Average DVC Resale Price Per Point

Resort 2016 2017 2018 2019 2020
AKV $78 $80.07 $99.98 $103.95 $105.06
AUL $83 $84.66 $86.12 $87.01 $90.34
BLT   $109.41 $126.66 $132.86 $133.05
BCV   $98.16 $128.30 $131.26 $132.19
BW   $86.90 $107.55 $114.64 $114.94
BR   $82.23 $92.84 $93.08 $92.76
CC     $149.66 $143.43 $133.70
GC   $135.84 $124.96 $54.97 $63.83
GF   $124.96 $141.73 $148.47 $161.96
HH   $54.97 $63.71 $71.27 $71.78
OKW   $63.83 $81.65 $85.80 $87.83
POL   $128.09 $137.36 $141.60 $137.50
SSR $88 $76.08 $91.32 $96.71 $96.12
VB $42 $45.40 $55.18 $59.50 $61.74

You can see from our historical data that many DVC resorts points appreciate in value even on the resale market. While it appears that Copper Creek has gone down, take into consideration that we did not sell as many on the resale market because contracts are still relatively new. The Riviera Resort is also missing from our chart because it didn't open until late last year.

Are DVC Points Worth It?

Before diving into the numbers, it's important for us to clarify some very important points. Disney Vacation Club is not a financial investment. It is not a real estate investment. DVC members should not expect to make a profit on their purchase. Instead, consider Disney Vacation Club ownership as an investment in quality family vacations, fond memories, or even mental well-being. If magical family vacations are what you are looking for, you'll probably be extremely satisfied with the "investment."

For more in-depth information on how Disney Vacation Club works and the perks owners have with DVC, you can check out our blogs. In all reality, DVC is really worth it if you're going to use it every year. If you're not sure, you can find listings available on the resale market at great savings over buying directly from DVC.

Resort 2020 DVC Direct Cost Per Point 2020 DVC Resale Average Cost Per Point
Animal Kingdom Villas $176 $105.06
Aulani $195 $90.34
Bay Lake Tower $225 $133.05
Beach Club Villas $225 $132.19
BoardWalk $190 $114.94
Boulder Ridge $176 $92.76
Copper Creek $210 $133.70
Grand Californian $260 $171.04
Grand Floridian $245 $161.96
Hilton Head $121 $71.78
Old Key West $156 $87.83
Polynesian $235 $137.50
Riviera $195 $140
Saratoga Springs $160 $96.12
Vero Beach $110 61.74

Can I Sell My DVC Points For More?

Do DVC point values depreciate similarly to less popular vacation ownership programs? We have a few different guesses, but in order to find a legitimate answer based on factual data, we first took a look at the original Disney Vacation Club prices.

Resort Original Price Per Point 2020 Avg Resale Price Per Point
Animal Kingdom $101 (2007) $105.06
Aulani $120 (2010) $90.34
Bay Lake Tower $112 (2008) $133.05
Beach Club $75 (2002) $132.19
BoardWalk $62.75 (1996) $114.94
Boulder Ridge $67 (2000) $92.76
Copper Creek $176 (2017) $133.70
Grand Californian $112 (2009) $171.04
Grand Floridian $145 (2013) $161.96
Hilton Head $62.75 (1996) $71.78
Old Key West $48 (1991) $87.83
Polynesian $160 (2015) $137.50
Saratoga Springs $89 (2003) $96.12
Vero Beach $62.75 (1995) $61.74

*Note that these figures do not include any specials or exclusive deals that DVC is running

Upon Old Key West's opening in 1991, Disney was selling points at about $51.00 per point. By examining Fidelity's DVC resale purchase prices for 2014, we found that Old Key West sold for an average of $60.98 per point. In 2018, this soared to $86 per point. That means that someone who first bought into Disney Vacation Club in 1991 could sell DVC points today at 168% of the initial purchase price! To put it in perspective, imagine purchasing a brand new car for $25,000 and selling it 27 years later for $42,000.

Those familiar with the DVC resale market know that not all resorts are equal in cost. A 200 point package at the Grand Floridian sells for substantially more than 200 points at Vero Beach. Similarly, DVC points at certain resorts have more worth over time than others. Keep in mind that newer resorts also take time to catch up in growth and popularity than DVC's classic resorts.

So why do some resorts retain their worth so much better than others? It seems that the long-term value of DVC points generally comes from the resort popularity. BoardWalk and Beach Club are more sought after because of their unique amenities and location. Old Key West has slightly larger units than other resorts. And the Grand Californian is set apart because it is the only DVC resort at Disneyland, so availability is limited.

Is DVC An Investment?

An expectation of financial returns is not a wise reason for purchasing Disney Vacation Club ownership. DVC contract end dates may extend to buoy the value of points, but there's a great deal of uncertainty about what the future holds. Selling DVC membership can require a licensed real estate broker, so you'll pay commission charges and closing fees. Clearly, Disney Vacation Club resales are not a financial investment, but it's good to know that after enjoying years of terrific family vacations, a large portion of the initial purchase price may be recovered down the line.

Topics: Disney Vacation Club, Timeshare Resale, Disney Vacation Club Resale, Disney Timeshare Resale